Do Russian tourists have coronavirus insurance?
The Association of Tour Operators of Russia receives questions from tourists traveling abroad.
Will they and their accompanying family members be insured against the coronavirus on their travel insurance if they get sick on holiday?
Insurance market experts provide explanations.
For insurers, the coronavirus COVID-19 is not something extraordinary, this disease does not require any “separate” health insurance for those traveling abroad.
This is the case with most major insurance companies working with tour operators.
“It is impossible to prescribe certain types of viruses under insurance conditions, which are tens of thousands, and their nomenclature varies among doctors every year, so insurers deal not with a specific virus, but with viral pneumonia, and include it in insurance regardless of what type of virus it is caused,” explains Ms. Alcheyeva, director of ERV insurance company.
That is, customers of tour operators traveling abroad can be calm: their insurance "automatic" should cover the disease coronavirus COVID-19.
If the tourist has doubts, you can clarify this point in the call center of the right insurance company.
Source: atorus