The money question

What to do if you can not save up for vacation? Let's open a secret!

Pskovychka Elena Petrovna looked at the tanned secretary Irochka and almost cried. Of course, lonely Irochka is easy to carve out the amount for a sea holiday. And Elena Petrovna can not go alone in any case – her husband for several years without vacations, her son before the first class the sea would not hurt. And the eldest daughter goes to the eleventh - also the strength is needed. And the money. Where do you get them for all four?

- Elena Petrovna, dear, - Irochka caught the dreary look of a colleague. - Why are you suffering? Be sure to head south. I will find you a burning ticket in an hour - in two days you will splash in the Red Sea! Take the necessary amount on credit. There are so many banks in Pskov, both state and commercial!
Really, why not? Elena Petrovna was in awe. The next day, after learning from Irochka that the ticket was in their pocket, she took time off and went to get a loan to a large state bank - it is close to home, and, they say, the interest on the loan is small. And in general, from Komsomol youth, she used to unconditionally trust the word “state”.

Elena Petrovna hoped in a couple of days to have time to take a loan and pay for a burning tour to Egypt. But it wasn't.
- To apply for a loan, you need a salary card of our bank or a good credit history, Elena Petrovna was stunned in the bank. What if she has neither?
- That's the order, the employee smiled.

But don't lose your vacation! Elena Petrovna went to the next commercial bank. Moreover, the ubiquitous Irochka said that the interest rate on the loan there is o-very attractive.
And Elena Petrovna came out of this bank in despair. It seems that they promise 50 thousand rubles for only 500 rubles. But she began to delve into the details - and it turned out that this loan was only given for a month, and the salary to take it should be sixty thousand, not less. Other types of loans require guarantors and a certificate of income. Girlfriends obviously will not be guarantors, they live from salary to salary. And her official income is all 5 thousand rubles.

Sighing, Elena Petrovna wandered along October Avenue. And suddenly I saw a sign – Probusinessbank. Maybe it'll be a third time. Almost crying, she told me everything she had experienced during the day.
You will receive a loan for urgent needs within a day, the manager smiled.
- I have no guarantors, no certificates. And the white salary is only 5,000, Elena Petrovna gave up.
- Don't worry, guarantors are not needed, as are salary documents. Just write a statement.
- Oh! - The visitor came. - You probably have a brutal percentage?
- Come on! Much more profitable than the bank you visited before. By the way, you can even apply for a loan by calling 794-333.
It’s just a miracle! – a few hours later shared with Irochka Elena Petrovna. - There are no queues, work without lunch and until late at night, in the office you are greeted as a dear guest! And guess what, I already got a loan!
- Yelenushka Petrovna, will you say the name? - Irochka asked unexpectedly. Refrigerator and TV watching the road.
- Of course I will. Record it. October Avenue, 42. Phone 794-333. The bank is called Probusinessbank. Okay, I'm going to pack my bags. We are going to the sea the day after tomorrow – the whole family!