Travel insurance. How do you insure?

As a rule, before traveling, a tourist thinks about everything except insurance. How to insure, and what is required for this? You need to sign a contract directly with the insurance company, for this, you do not even have to leave the office of the travel company. It is worth noting that the cost of the trip will be slightly higher, because the insurance service is usually 5% of the total amount of your tourist trip. It is safe to say that there are positives. Reviews of Ghouta InsuranceTherefore, it is better to give preference to this insurance company. There are also positives. Reviews of Keith Finance InsuranceThis insurance company is also considered worthy.

If you, due to any circumstances beyond your control, could not leave, then you will be refunded the full cost of the tourist trip, only deduct the consular fee for obtaining a visa. Needless to say, 5% of the premium you paid will not be refunded. Although there are some nuances here. You will not be paid insurance if you were previously denied a visa. You will also not be refunded the cost of a tourist trip if you have any chronic diseases, or you have committed any action contrary to the laws of the Russian Federation, because of which you are in custody, etc.

If you study the contract, you can see that there is a clause that says that if a similar situation arises, the insurance company can order a medical examination using its doctor, of course, while such a condition as “No disclosure of medical secrets” does not apply, of course, in relation to the company.

It is also worth noting that, most likely, you will have to spend a lot of your nerves, energy and time going to court in order to protect your rights. In fact, it can take more than a month.

It is believed that insurance against not leaving only calms psychologically, especially in Russia, where, as a rule, it is very difficult to prove your case, as well as to receive compensation for damages.